If you have a client who closed on an FHA loan on or before 5/31/2009, HUD is rolling out a new streamlined refinance program effective 6/11/12 that would be very beneficial to your customer.  Essentially we can offer the borrower:·        A 30 year fixed rate loan at 3.75% (rates are subject to change each day)·        We will pay all of their closing costs and escrows (nothing is rolled into the loan)·  &nb... Read More